Family in front of their new home

Home Loans to Help You Own Your Dream Home

Home Loans

Home Loans to Help You Own Your Dream Home

Compare home loan interest rates, tenure and processing fees from Capsecure's partner banks and housing finance companies.

  • Compare rates across leading banks and housing finance companies.
  • Guidance on eligibility, loan amount, and tenure planning.
  • Support for purchase, construction, and balance transfer.
  • Assistance with property and legal document verification.
Step 1 of 4 Personal Details
Personal Details
Please enter your first name.
Please select your gender.
Please enter your date of birth.
Please enter a valid email address.
Please enter a valid 6-digit pincode.
Employment Details
Please enter a valid PAN number (e.g. ABCDE1234F).
Please select your employment type.
Please select your income bracket.
Business / Loan Details
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Please enter your business name.
Please select the type of company.
Review & Submit
Personal Details
First Name
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Gender
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Date of Birth
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Email
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Pincode
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Employment Details
PAN Number
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Employment Type
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Income Bracket
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Business Details
Required Loan Amount
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Business Name
—
Type of Company
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Application Submitted!

Thank you. A Capsecure advisor will reach out to you shortly to guide you through the next steps.

Before You Apply

Eligibility & Documents You'll Need

A quick look at what partner lenders check for, and what to keep handy before you start your application—so there are no surprises halfway through.

Eligibility Criteria

Age Requirement

Applicants should generally be between 21–65 years of age; tenure is subject to retirement age for salaried applicants.

Stable Income Source

A stable income source, whether salaried or self-employed.

Clear Property Title

Property with a clear title, as per the lender's legal verification.

Credit Score

A credit score as required by the chosen lender. Capsecure also provides a free eligibility & credit score check.

Documents Required

KYC Documents

KYC documents — PAN Card and Aadhaar Card.

Income Proof

Salary slips / ITR and Form 16, as applicable to your employment type.

Bank Statements

Bank statements for the last 6–12 months for income verification.

Property Documents

Sale agreement, title deed, and approved building plan.
How It Works

Get Your Home Loan in 4 Simple Steps

01

Share Property Details and Loan Amount Required

Tell us about the property you're purchasing or constructing, and how much financing you need. Our team reviews your profile for suitable options.

02

Compare Matched Offers from Partner Banks / HFCs

Compare interest rates, tenure, and processing fees across matched banks and housing finance companies to find the best fit.

03

Submit Documents; Advisor Coordinates Verification

Submit your documents digitally. Your advisor coordinates the legal and technical verification of the property with the lender.

04

Loan Disbursed as Per Construction / Purchase Stage

Once approved, funds are disbursed as per the purchase or construction stage, directly to the seller, builder, or your account as applicable.

Trusted Partners

Trusted Partner Banks & NBFCs

We collaborate with India's leading banks and NBFCs to bring you competitive loan options, transparent terms, and expert guidance—helping you compare offers and choose the financing solution that best fits your needs.

Aditya Birla
Bajaj Finserv
HDFC Bank
ICICI Bank
IDFC First Bank
Poonawalla Fincorp
RBL Bank
State Bank of India
Tata Capital
Yes Bank
Home Loan FAQs

Frequently Asked Questions

Find answers to the most common questions about home loan eligibility, tenure, balance transfer, and tax benefits. Our team is always available to guide you if you need further assistance.

Home Loan Support

Home loan tenures typically go up to 30 years, depending on the lender and, for salaried applicants, subject to your remaining working years before retirement.

Yes. Capsecure helps you compare balance transfer offers from partner banks and HFCs, so you can move to a lower interest rate or better terms.

Home loans can offer tax benefits on both principal and interest repayment under applicable sections of the Income Tax Act. Do confirm current limits with your tax advisor, as these are subject to change.

Yes. Self-employed applicants are welcome, and are typically assessed using ITR filings, Form 16, and bank statements instead of salary slips.

Lenders typically finance up to 75–90% of the property's value, depending on the loan amount and the lender's policy. The remaining amount is your down payment.

For floating-rate home loans, most lenders do not charge prepayment or foreclosure fees for individual borrowers. Fixed-rate loans may carry charges — your advisor will confirm this upfront.

In-principle approval can often be given within a few days; final disbursal depends on how quickly property and legal verification is completed, usually within 1–3 weeks.