Small business owner reviewing financing options

Business Loans to Fuel Your Growth

Business Loans

Business Loans to Fuel Your Growth

Compare working capital, term loans and collateral-free business financing from Capsecure's partner banks and NBFCs.

  • Options for both collateral-free and secured business loans.
  • Support for proprietorships, partnerships, and private limited companies.
  • Advisors experienced in helping small business owners navigate documentation.
  • Comparison across multiple NBFCs and banks for the best-fit tenure and rate.
Step 1 of 4 Personal Details
Personal Details
Please enter your first name.
Please select your gender.
Please enter your date of birth.
Please enter a valid email address.
Please enter a valid 6-digit pincode.
Employment Details
Please enter a valid PAN number (e.g. ABCDE1234F).
Please select your employment type.
Please select your income bracket.
Business / Loan Details
₹
Please enter your business name.
Please select the type of company.
Review & Submit
Personal Details
First Name
—
Gender
—
Date of Birth
—
Email
—
Pincode
—
Employment Details
PAN Number
—
Employment Type
—
Income Bracket
—
Business Details
Required Loan Amount
—
Business Name
—
Type of Company
—
Application Submitted!

Thank you. A Capsecure advisor will reach out to you shortly to guide you through the next steps.

Before You Apply

Eligibility & Documents You'll Need

A quick look at what partner lenders check for, and what to keep handy before you start your application—so there are no surprises halfway through.

Eligibility Criteria

Business Vintage

Typically 1–3+ years of operations, though this varies by lender.

Minimum Annual Turnover

As required by the partner lender's policy, based on your business category.

Business Registration

Valid business registration and GST documents.

Applicant Age

Applicant should generally be between 21–65 years of age.

Documents Required

KYC Documents

KYC of the business and of the proprietor / partners / directors.

GST Registration & Returns

Valid GST registration along with recent GST returns.

Bank Statements

Bank statements for the last 6–12 months for income verification.

ITR & Financial Statements

ITR and financial statements for the last 1–2 years.
How It Works

Get Your Business Loan in 4 Simple Steps

01

Share Your Business Details and Funding Requirement

Tell us about your business, its turnover, and how much funding you need. Our team reviews your profile to identify suitable lending options.

02

Get Matched With Eligible Bank / NBFC Offers

Compare interest rates, loan amounts, tenures and collateral requirements across matched partner banks and NBFCs.

03

Submit Documents Digitally With Advisor Support

Upload your business and financial documents online. Your dedicated advisor coordinates verification with the lender on your behalf.

04

Receive Funds Upon Approval and Disbursal

Once your loan is approved, the sanctioned amount is disbursed directly to your business bank account, ready to put to work.

Trusted Partners

Trusted Partner Banks & NBFCs

We collaborate with India's leading banks and NBFCs to bring you competitive loan options, transparent terms, and expert guidance—helping you compare offers and choose the financing solution that best fits your needs.

Aditya Birla
Bajaj Finserv
HDFC Bank
ICICI Bank
IDFC First Bank
Poonawalla Fincorp
RBL Bank
State Bank of India
Tata Capital
Yes Bank
Business Loan FAQs

Frequently Asked Questions

Find answers to common questions about business loan eligibility, collateral, documentation, interest rates, and the approval process. Capsecure helps you compare offers from leading banks and NBFCs to find financing that best suits your business needs.

Business Loan Support

Not always. Many partner banks and NBFCs offer collateral-free business loans, while larger loan amounts may require security depending on the lender's policy.

Most lenders prefer businesses with at least 1–3 years of operations. However, eligibility varies, and some financing options may be available for newer businesses.

Interest rates depend on the lender, business profile, loan amount, repayment tenure, and creditworthiness. Your advisor will help you compare available offers.

Generally, you'll need business KYC, GST registration and returns, recent bank statements, ITRs, and financial statements, along with identity and address proof of the proprietor, partners, or directors.

The approved loan amount depends on your business turnover, profitability, repayment capacity, credit history, and the lender's eligibility criteria.

In most cases, loan approval and disbursal can be completed within a few working days after successful document verification, depending on the lender.

Yes. Business loans can generally be used for working capital, inventory purchases, equipment, expansion, hiring, marketing, or other genuine business expenses, subject to the lender's terms.